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Ask for a refund, and what an NSF fee means

Modified on: Wed, Sep 9, 2026, 3:41 PM

If you paid for something by mistake or a plan changed, your school can refund the payment — and if a bank payment bounces, this article also explains the NSF fee that can follow.

Before you start

  • Refunds are issued by your school, not requested from inside the payment itself — there is no refund button on your side. Ask your child's teacher or the school office, and they take it from there.
  • Refunds go back to the original payment method; Bloomz cannot redirect a refund to a different card or account.
  • Processing can take several business days once the school issues it.

Step 1 — Ask the school

Contact your child's teacher or the school office — a Bloomz message works well — and tell them which payment you'd like refunded and why. It helps to include the amount and the date you paid (both are in your payment history).

Step 2 — The school reviews and issues it

The school reviews the request on their side. Depending on the school's policy, a teacher may pass it to the office for approval. You don't need to do anything while this happens.

Step 3 — See the refund in your history

Once the refund is processed, the payment's entry in History (More → Payments → History) shows a Refund status instead of the original paid status.

The payment history list with a refunded payment's Refund status marked

Watch out: the refunded money returns to the card or bank account you paid with — it does not sit as a credit in Bloomz. Bank refunds in particular can take a few business days to appear on your statement.

What an NSF fee is

NSF stands for non-sufficient funds — it's what happens when a bank (ACH) payment is returned because the account didn't have enough money to cover it. When that happens:

  • The original charge is marked failed and still shows as owed.
  • Your bank, and sometimes the school, may add a separate NSF fee — a fixed dollar amount, not a percentage — as a distinct line item in your Payments history.
  • Both the original amount and the NSF fee need to be paid; retrying with a card avoids a second NSF if funds are still short.

Watch out: an NSF fee is not something Bloomz can waive — it's set by your school (and sometimes your bank) as a real cost of the returned payment.

Related

  • Pay a school fee
  • Set up a tuition agreement and autopay
  • Download a statement or receipt (PDF)
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